ID Security Solutions
ID Security Solutions (IDSS), a services company focused on protective and restorative identity theft and fraud solutions, offers the Identity Theft Shield, which includes a review of your Experian credit report and credit score, continuous monitoring of your credit file at Experian, and access to licensed investigators in case identity theft occurs. Here's what the Identity Theft Shield does for you:
Credit report
Experts recommend that you review your credit report regularly. The Identity Theft Shield makes it easy to evaluate your current credit standing by providing (1) a free, up-to-date Experian credit report, (2) a personal credit score calculated by an independent scoring service, and (3) a detailed analysis of your personal credit score.
Continuous credit monitoring
Suspicious activations will be detected early. You will receive prompt notice if Experian informs the credit repository that any of the following have occurred:
- New accounts have been opened in your name.
- Derogatory notations have been added to your credit report.
- Public records have been added to your report.
- Inquiries have been made against your report.
- A change of address has been requested.
Identity restoration
Identity theft can be devastating, and the process of restoring your name can be overwhelming and costly. You need more than "do it yourself" information if it happens to you.
With the Identity Theft Shield, a trained expert will take these steps to restore your name and credit for you:
- He or she will deploy valuable services, from detection to resolution, in order to help reduce your out-of-pocket expenses and time away from work.
- Fraud alert notifications will be sent on your behalf, and applicable follow up will be done with affected agencies and organizations, including credit card companies, financial institutions, all three credit repositories, the Social Security Administration, the Federal Trade Commission, departments of motor vehicles, law enforcement personnel, and the U.S. Postal Service.
- Proactive searches of applicable local and national databases will be made on your behalf to look for information you may not be aware of, including criminal activity in your name in your county's records and certain federal watch lists, Department of Motor Vehicle records in your state, unknown addresses affiliated with your name, and banking activity in your name reported as fraudulent.
