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Seniors Strained by Conflicting Forces in the Nation’s Housing Market
Many pinched between falling home prices and increasing costs of care
Do seniors have options in protecting themselves against an ailing housing market? -
Allsup Outlines Five Critical Issues for Caregivers Preparing to Take on Financial and Healthcare Responsibilities
From Gaining Legal Authority to Knowing the Steps to Take and When to Seek Help
Here are five crucial first steps in educating yourself on the responsibilities of taking on the role of caregiver. -
Long-term Care Costs Continue to Climb
A new survey looks at the national averages for these costs, driving home the need to have a plan. -
Notch Baby Issue Isn’t Going Away
When Congress fixed the flawed Social Security benefits formula in 1977, it created a controversy that still rages more than 30 years later. -
Estimate Your Social Security Retirement Benefits Online
Calculator lets you plug in just the basics for immediate results
We all receive annual Social Security statements showing estimated retirement benefits, but in case your earnings have changed since receiving your last statement, you can find out what those numbers are by using the online calculator at the Social Security Administration’s (SSA) Web site. -
Deciding Between Annuitized Pension Payments or a Lump Sum Distribution
A guaranteed income stream provided by a corporate pension sounds great, but what about liquidity needs? The flexibility of a lump sum distribution will handle your cash needs, but will the money last if you call the shots? -
Ready, Set, Go: Are You Saving Enough for Retirement?
Chances are your savings rate was calculated some time ago with assumptions that have now changed. It is a good idea to periodically run the calculation with updated assumptions so that you can keep your savings rate on track. Here’s how:
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Five 401(k) Rules
Investing in the 401(k) plan may seem overwhelming, but read on to learn five simple rules that cover all the bases. -
Social Security Basic Facts
Social Security is the major source of income for most of the elderly. In 2008, over 50 million Americans will receive nearly $614 billion in Social Security benefits. -
Making Your Savings Last
Now that you’ve retired you have all the time in the world to travel or to pursue hobbies and interests you didn’t have time for while working. But leisure time costs money. Read on for some tips on how to enjoy yourself without burning through your savings. -
Longer Lives and the 'Lump-Sum Illusion' Are Just Two of the Challenges Retiring Baby-Boomers Face
In the U.S. alone, an unprecedented 77 million baby-boomers will be living the next 20 to 30 years in retirement. With long lives ahead of them -- and without adequate planning -- what are the risks they are facing? -
Social Security Is Important to Women
With longer life expectancies than men, elderly women tend to live more years in retirement and benefit from Social Security's cost-of-living protections. -
Social Security Improves Service and Expands Outreach to Wounded Veterans
While we can never fully repay the veterans for their sacrifices, the social security administration can inprove service and expand outreach. -
How Do I Withdraw from My 401(k) Plan While Maintaining My Nest Egg?
OK, you’ve retired with a sizable nest egg in your 401(k) plan. How much should you withdraw, and can this nest egg continue to grow? -
Your Assets and Your Adaptability
“Will my money last?”
You are a success because you’re here taking on retirement. You have traveled through tough times and fun times and are ready to invent what you will do next.